Money that moves as fast as you.
Fast, responsible short-term credit — applied for and managed entirely online.
NCR registered (NCRCP pending) · POPIA compliant · Powered by responsible lending.
Credit that respects your time — and your budget.
Fast
Apply in minutes, entirely online. No branches, no paperwork, no queues.
Fair
Transparent, hard-capped costs. You see every rand before you accept anything.
Responsible
Every application is affordability checked against National Credit Act rules.
Secure
Bank-grade security and POPIA-compliant consent captured at every step.
How it works
Four steps from application to payout.
- 01
Apply & verify
Give POPIA consent, then verify your SA ID and take a quick selfie liveness check.
- 02
Affordability check
We assess your declared income, expenses and bureau data against reckless-lending rules.
- 03
Get your quote
A clear pre-agreement quote showing interest, fees and your total repayable — upfront.
- 04
Accept & get paid
Sign electronically and receive funds in your verified bank account.
Cost of credit
No surprises. Ever.
Leap can never charge more than the National Credit Act allows for short-term credit. Your full cost of credit is shown before you accept — and it never changes afterwards.
- Interest capped at 5% per month on the outstanding balance.
- Initiation fee: the greater of R165 or 15% of the first R10 000.
- Monthly service fee of R70, including VAT.
- All costs shown upfront before you accept your quote.
We'd rather say no than set you up to fail.
Short-term credit should solve a short-term problem — not create a longer one. If our affordability assessment shows the repayment would stretch you, we decline, and we tell you exactly why.
R500–R8 000
Loan amounts
1–6 months
Repayment terms
0
Hidden fees
100% online
Apply and manage
FAQ
Questions, answered.
Ready to leap? Apply in minutes.
Six short steps, one clear quote, and a decision before you finish your coffee.
Apply now